If you are selling structured settlement payments, then technically you are selling the rights to your future payments. This is more commonly know as a structured settlement factoring transaction. Structured settlement factoring transactions are priced using discount rates as a mechanism to determine the future value in a present value rate.
The national average discount rate for a structured settlement factoring transaction is 19.2%. The National Structured Settlement Annuity Exchange (NSSAE) has an average discount rate of less than 9%. The lower the rate, the more money you get.
Click here to find the discount rate of your structured settlement factoring transaction.