The National Structured Settlement Annuity Exchange has a network of funding companies (factoring companies) and private investors that will purchase the payment rights of an annuitants future payments. The structured settlement secondary market is unregulated which means there are virtually no rules governing the sales practices, advertising practices, and rates a company can offer.

There are many companies in this industry that will use tactics like interest drag to gain profits off of unsuspecting annuitants who may not know better. It is important to realize that some companies in this industry are not worried about your well being, but rather the bottom line of their profits.

The following requirements are mandatory to be included in the NSSAE network:

  • Perfect Better Business Bureau record
  • Highest Upfront Quote– NSSAE does not allow companies to low ball then readjust a quote to beat out competition. Most common unscrupulous tactic used in the settlement factoring industry.
  • Never Turns A Deal Away
  • Have Access to Investor Monies
Filed under: Settlement Factoring, Structured Settlements — @ 6:35 pm

If you are selling structured settlement payments, then technically you are selling the rights to your future payments. This is more commonly know as a structured settlement factoring transaction. Structured settlement factoring transactions are priced using discount rates as a mechanism to determine the future value in a present value rate.

The national average discount rate for a structured settlement factoring transaction is 19.2%. The National Structured Settlement Annuity Exchange (NSSAE) has an average discount rate of less than 9%. The lower the rate, the more money you get.

Click here to find the discount rate of your structured settlement factoring transaction.

Filed under: Settlement Factoring, Structured Settlements — @ 5:39 pm